Quick estimate

Simple Investment Calculator

Contributions stop when withdrawals begin. Use about 3% to keep pace with inflation.

Results update as you type. For inflation, taxes, retirement spending, and market ups and downs, use the Advanced Simulation.

End balance

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starting amount
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total contributions
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total interest earned
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total withdrawn

Growth by year

Money you put in Interest earned

Accumulation schedule

YearDepositsInterestWithdrawalsEnd balance

The rate you enter is a nominal annual rate credited at the compounding frequency you chose. Withdrawals come out in equal monthly amounts at the start of each month. This calculator ignores inflation, taxes, and fees — the Advanced Simulation models all three.